What Documents Do You Need to Apply for a Refinance?

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To begin the process, all applicants must fill out a mortgage application.
You can do this in one of two ways:

• Online: Click the link below to submit your application digitally.
   
• Offline: Download and print the PDF application below, then return it to us by email.

• Two pieces of valid ID (health cards not accepted)
   
• Email address and phone number
   
• Amount you’d like to refinance
   
• Address of the property you want to refinance

• Current employment letter (dated within the last 30 days)
   
• Two most recent pay stubs
   
• T4s from 2024 and 2023

• T1 Generals for 2024 and 2023
   
• Notices of Assessment for 2024 and 2023
   
• Business license or articles of incorporation
   
• One of the following:
   
• Last 6 months of business bank statements
   
• OR the 2 most recent years of T4A slips

• Recent mortgage statement for each property
   
• Most recent property tax bill for each property
   
• Lease agreements for any rental properties
   
• Estimated current market value for each property

• Date of purchase & purchase price or each property

📧 All completed applications and documents can be emailed to:
azaan.dewji@gmail.com

If you have any questions or need help with the process, our team is here to guide you every step of the way!